A single mother of two
$154,000+
in projected interest savings
After reviewing her financial picture and implementing The Marathon System™, we identified a strategy projected to save her more than $154,000 in interest.
The Marathon System™
You work hard for your money. It’s time to make your money work harder for you.
You’ve spent years building your career, growing your business, and providing for the people you love. But earning more money doesn’t automatically mean keeping more of it.
The Marathon System™ is an education-first financial strategy designed to help families, professionals, and business owners uncover lost financial opportunities, take greater control of their money, accelerate debt elimination, and build a stronger financial legacy.
See what the Marathon System can do for you
Start with a complimentary education meeting. No product purchase during the meeting—just education, numbers, and clarity.
You’re making money. But is your money working for you?
You can have a great career, earn a six-figure income, own a successful business—and still watch thousands of dollars leave your household every month.
Most people have been taught how to earn money and spend money. Very few have been taught how money actually flows.
At Marathon Financial Group, we believe the first step toward changing your financial future is understanding what your money is doing today.
- Mortgage interest
- Car payments
- Credit cards
- Taxes
- Money sitting in places you don’t control
- Financial strategies that may not work together
The question isn’t simply how much money you make.
How much of your money are you actually keeping and controlling?
Introducing the Marathon System™
Prepare your money to complete the marathon.
Financial success isn’t a sprint. It’s a marathon. The Marathon System™ is built around three simple steps designed to help you better understand, position, and use the money already flowing through your life.
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1
FIND
Discover the Lost OpportunitiesBefore looking for more money, let’s find out what the money you already have is doing.
We examine your current financial picture to identify potential inefficiencies, unnecessary interest costs, underutilized assets, idle cash, and other opportunities that may be hiding in plain sight.
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2
POSITION
Build Your Private Banking SystemOnce opportunities have been identified, we help you explore strategies for positioning your money to provide greater control, liquidity, guarantees, and long-term financial flexibility.
Instead of allowing every dollar to simply pass through your hands on its way to somebody else, we want more of those dollars working for you.
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3
ACCELERATE
Put Your Money to WorkNow we put the strategy into motion.
The objective is to strategically attack debt, recapture cash flow, reduce the amount of interest flowing away from your family, and build financial value at the same time.
What could the Marathon System look like for you?
Every family’s situation is different. That’s why we don’t believe in one-size-fits-all financial plans. We start with your numbers.
A family carrying approximately $475,000 in debt
29 → 9 yrs
approximate path to debt-free
Their previous trajectory had them carrying debt for approximately another 29 years. Their Marathon strategy was designed to put them on a path toward eliminating that debt in approximately 9 years, while also strengthening their long-term financial position.
Preparing for retirement
~6 yrs
to eliminate debt, at age 68
A 68-year-old client wanted to eliminate debt without giving up her ability to continue building money for retirement. Her Marathon strategy was designed around eliminating her debt in approximately 6 years while continuing to build tax-advantaged financial value for the future.
Your numbers will be different. And that’s exactly why your first meeting is about discovering what may be possible for you.
See what the Marathon System can do for meExamples are provided for educational purposes and are not guarantees of future results. Individual results depend on each client’s financial circumstances, product design, assumptions, implementation, and other factors.
Client testimonial
Hear it from someone running the race.
Before you met with us, what were you hoping to accomplish financially?
“At 68 years old, retirement was definitely on my mind. I had worked hard all my life, but I still had debt, and I really didn’t want to carry that debt throughout my retirement. I wanted to find a way to get everything paid off without feeling like I was sacrificing the retirement savings I had worked so hard to build. I really just wanted more financial security, more control, and some peace of mind knowing I had a plan.”
What surprised you most about the strategy once you actually understood how it worked?
“The biggest surprise was realizing that paying off debt and building money for retirement didn’t necessarily have to be two completely separate goals.
Before, I thought I had to choose—either put extra money toward my debt or put that money toward my future. Once I understood the strategy, I could see how my money could be positioned differently and used more efficiently.
Now I have a plan to eliminate my debt in approximately six years while also building additional tax-advantaged money that I can potentially use during retirement. I wish I had learned about this years ago.”
What would you tell somebody who is considering sitting down with us but hasn’t done it yet?
“I would tell them, just have the conversation. You don’t have to make a decision that day. Sit down, listen, ask questions, and learn.
I’m 68 years old, and one thing I’ve learned is that you’re never too old to learn a better way of doing something. I could have easily told myself, ‘It’s too late for me,’ but I’m glad I didn’t.
Today, I have a plan. I can see a path toward being debt-free in about six years, I’m building additional money for my retirement, and most importantly, I feel more confident about my financial future.
So I would tell somebody: don’t let your age—or how long you’ve been doing things a certain way—stop you from getting educated. That one conversation could completely change the way you look at your money.”
Testimonials reflect individual experiences and are not guarantees of future results.
Debt elimination is only part of the marathon
Building wealth matters. So does making sure it reaches the people you love.
A financial strategy isn’t complete simply because you accumulated money.
- What happens if you become incapacitated?
- Who has authority to handle your affairs?
- How will your assets transfer?
- Will your family understand what you built and how to manage it?
That’s why Marathon Financial Group also helps families create a comprehensive estate and legacy strategy.
Our process focuses on four important areas:
- EDUCATION
- Understanding what happens to your family and assets with and without proper planning.
- DOCUMENTS
- Creating the legal documents appropriate for your estate-planning strategy.
- FUNDING
- Helping ensure assets are properly coordinated and titled according to the plan.
- SUCCESSOR EDUCATION
- Helping prepare the people who may one day be responsible for carrying out your wishes.
Because leaving money behind and leaving a legacy are not necessarily the same thing.
Financial education without the financial jargon
Meet Brandon Kitchings
For more than 20 years, Brandon Kitchings has worked in financial services, including 13 years in the mortgage industry.
Those years provided a front-row seat to something most families never get to see: how much money can quietly disappear through interest and financial inefficiency over a lifetime.
Today, as founder of Marathon Financial Group LLC, Brandon focuses on helping individuals, families, professionals, and business owners better understand how money works before asking them to make financial decisions.
- No talking over your head.
- No trying to impress you with financial terminology.
- No expecting you to make a decision about something you don’t understand.
If we can’t explain it in plain English, we haven’t done our job.
At Marathon, education comes first. Because once you understand how your money is working, you can make better-informed decisions about where you want it to go.
Who we help
For people doing many things right financially who still feel there should be a better way.
The Marathon System™ may be especially valuable for the people we commonly work with:
Nurses & Healthcare Professionals
You spend your career caring for everybody else. Your financial strategy should take care of you, too.
High-Achieving Professionals
You’ve built the income. Now let’s examine how efficiently that income is working.
Small-Business Owners & Entrepreneurs
Your money has to serve your business, your family, and your future. Control and access to capital matter.
Families Building a Legacy
You’re not simply trying to accumulate assets. You want what you build to benefit the next generation.
Before you buy another financial product…
Understand how your money is actually working.
We believe financial decisions should begin with education—not a product.
Book my complimentary education meeting